The innovative lifetime-free credit card called the One Credit Card offers the chance to earn remarkable rewards. At the same time, it also makes managing life’s big purchases easier through EMI options. With this card, you can redefine your experience by making every swipe a step closer to earning points, enjoying discounts and saving costs.
Best Features of the One Credit Card
The beauty of the One Credit Card lies in its balance of earning potential and convenience. It caters to both those who love to earn rewards and those who want financial freedom without straining their wallet with features including:
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5X Rewards
This card stands out for offering 5X rewards on your top two spending categories every month. These rewards can quickly add up, allowing you to make the most of everyday expenses. One of the best rewards credit cards in India, the One Credit Card’s rewards program is tailored around common spending categories. You can earn 5X rewards on:
- Dining
- Travel
- Online Shopping
- Groceries
- Medicines
Use the card for daily expenses so that you can rack up more points. Then, you can use the points as a statement credit or to get discounts on future purchases.
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Easy EMI Options
With its no-cost EMI options, splitting large purchases becomes hassle-free. You can manage your budget better when you convert pricey bills into manageable monthly payments with no added interest charges.
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Spends Planner
With this feature, you can limit your monthly spending accurately. The OneCard App allows you to set spending limits for categories, such as clothing or dining out. This helps you stay within your budget and ensure that you can pay credit card bills on time, thereby improving your creditworthiness.
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MyFamily
With this feature, you can add up to 5 family members to your card. This gives everyone the flexibility to manage their own expenses while being connected to the primary account.
Family members can enjoy the same benefits, like rewards and bill payments, while you get to set spending limits.
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MyRent
This feature allows you to pay your rent (and those of your parents, siblings or workspace) within a few clicks. All you need to do is add details of your landlords on the app. Since you can add up to 5 landlords’ details, you can manage rent for yourself and your business and other family members.
Benefits Beyond Rewards and EMIs
Apart from the above, the One Credit Card makes convenience and safety a priority with these additional features:
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User-Friendly Mobile App
The OneCard App makes life easier by letting you manage your account, track rewards, and pay bills effortlessly. Its intuitive design ensures you find what you need without fuss.
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Exceptional Customer Service
This lifetime-free credit card also offers responsive customer service. Whether you face a technical glitch or need account clarification, help is just a call or a message away.
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Excellent Security Features
Your security matters. This credit card employs advanced encryption and instant alerts for transactions to keep your data safe and sound.
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No Renewal Fees
The One Credit Card has zero annual fees and joining fees. This makes adding it to your wallet a no-brainer!
If you are someone who likes to monitor your expenses and have control over your finances, then this is the card for you. The One Credit Card comes with a powerful app that makes it easier for you to track your monthly expenses. It also sends you notifications when you are about to cross your budget limit.
The OneCard App also helps you find the best offers near you via the GPS. To get the One Credit Card, download the app and start your application process from the comfort of your home. Upon approval, you can activate a virtual credit card within 5 minutes. Within 3 to 5 days, your stylish black credit card will be delivered to your address. To add this metal credit card to your wallet, apply now.
